Judgments About Credit Reports

What if you want to improve your credit report and there are judgments on it? If a judgment against you was won by default, you might try to vacate that judgment. If you already paid off or satisfied a judgment, you need to send proof of that satisfaction to the credit agencies (bureaus).

Reporting and fixing erroneous judgment statuses to the credit agencies is not the responsibility of the judgment creditors, the courts, or the credit agencies. Nobody will investigate or fix anything unless you first make things happen.

Begin by getting a current copy of your credit report from the top three credit bureaus: Experian, TransUnion, and Equifax.


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