Help With Your Credit Report

Repair Tip number 3 - Dispute Errors, bugs and problems - When you find an error on your credit report, it's up to you to be questioned. You can fill out a credit report dispute on line or you can send a letter. You should inform the credit reporting agency errors that you found. Make and keep copies of everything. Credit bureau reporting are required to verify your dispute within 30 days of receipt of the complaint

Credit Repair Tip number 4 - Create a debt reduction plan - Once you have sent in your dispute report, you need to work on a plan to reduce debt. It's great to get erroneous items removed from your credit report, but you have to take a decision on the long-term answer that will help you reduce and get rid of debt and improve your credit rating. Determine the spending plan, taking into account how your living expenses are and the amount of money left over that you can pay to the credit every month. Then, stick to the plan.



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